Know where
every rupee goes.
Text it, snap it, or say it — KHRCHA logs the expense, categorizes it with AI, and turns your week into insights you'll actually read.
- No app download
- Free forever
- 10-second logging
10s
to log an expense
Sunday
weekly wrap drops
24×7
AI money advisor
KHRCHA
online · replies in seconds
This week · ₹7,164
How it works
Three steps. Zero friction.
No manual entry. No spreadsheets. Just talk to a chat you already have open — we handle the rest.
01Message it
Open Telegram and send it however it comes out — text, a receipt photo, or a voice note on the go.
02AI logs it
KHRCHA reads the amount, merchant, and category in seconds and confirms right in the chat. No forms, ever.
03Watch it add up
Charts, streaks, and weekly wraps land automatically — in Telegram and on your live dashboard.
Features
Everything you need.
Nothing you don't.
Built for people who hate expense trackers but love knowing where their money goes.
Natural language
Say it however you want. AI gets it.
Receipt scanning
Snap a receipt. Amount, merchant, category — done.
Voice notes
Hands full? Just talk.
Weekly wrap
Spotify Wrapped, but for your wallet. Every Sunday.
₹7,164
This week
Wed
Peak day
↓12%
vs last week
Smart nudges
Evening reminders with your spending chart.
Hey! You spent ₹2,388 today across 5 expenses.
8:00 PM
AI insights
Patterns, streaks, and spending pace — all automatic.
Group splits
Split bills. Track balances. Settle up.
Live dashboard
Categories, trends, totals — all real-time.
₹7,164 this week
Streaks
Log daily. Keep the flame alive.
Ready?
Stop guessing.
Start knowing.
10 seconds to log. Weekly wraps every Sunday. AI insights on demand — your money advisor lives in Telegram.
No credit card. No app download. Works instantly.